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Haoda Payments is India’s leading payments and API banking company. It helps 1,00,000+ businesses accept and send money and is used for multiple use cases like vendor payouts, wage payouts, bulk refunds, etc.
We do 100% paperless onboarding for merchants on Haoda Payments. Follow the below steps for quick account activation and start using Haoda Payments.
1. Create your account on Haoda Payments
2. Update your business profile and upload scanned copies of business documents
3. Choose the product you are interested in. You can switch to Test Environment and try out the product features and integrations using test API credentials. Once ready, you can switch to Production Environment
4. Once you create your account, our payment expert will call you in the next 24 working hours, share your business requirement and we will help you pick the right set of features.
5. Once the account is verified, you will receive an account activation confirmation email.
Yes, it is possible to enable international payments on Haoda Payment Gateway. You can talk to us and help us understand your business for quick activation.
Payouts by Haoda Payments is a payment disbursal platform used by businesses to do bulk payouts. When you create a Payouts account, Haoda Payments creates a virtual wallet for you. You can add funds from your bank accounts to the wallet and use the funds to do payouts. You can use the Payouts dashboard to do single or bulk payouts via excel upload or integrate Payouts APIs with your product or ERP to automate bulk payouts.
Yes, you can connect with our team to discuss your business requirement and get tailored pricing depending on the nature of your business and the volume of transactions.
Yes. We can offer customized payment gateway charges if your business has very high average order values or micro-transactions. For custom, pricing get in touch with us here .
TDR or Transaction Discount Rate is the per transaction cost a payment gateway charges for usage. Haoda charges among the lowest TDR in the form of payment gateway charges.
Once you upload all payment gateway integration related documents, we verify the details. As your account gets approved, our team will assist you with international card payment activation.
If you already have a PayPal business account, you can connect your PayPal account with Haoda payment gateway account and start accepting international payments from day one.
Yes, the TDR or transaction discount rate is deducted on a per transaction basis. When a transaction is successful, the TDR amount is deducted by Haoda before settling the proceeds to your bank account.
Haoda is a financial technology company, not a bank. Banking services will be provided by our banking partners - ICICI Bank and Yes Bank. Your and your users bank account and all transactions on the bank account will be managed by our partner banks.
Haoda is a financial technology company that enables tech platforms including neo banks, to embed the functionality of instant bank account creation into their product by integrating with Hoada Accounts APIs.
Yes, the accounts opened using Haoda are opened with our partner banks which are covered under insurance by deposit insurance and credit guarantee corporation (DICGC).
Our payments expert will connect with you within 24 hours and help you explore how you can use Haoda Accounts for your business model.
Hoada Payouts is a payment disbursal platform used by businesses to do bulk payouts.
Bulk payouts via bank accounts happen by manually adding every beneficiary before transferring or by uploading a spfsheet on the banking portal. Haoda automates bulk payouts fully via APIs and offers a much simpler alternative..
For faster Payouts account activation, signup here. Once logged in, click on activate Payouts and add your business details and upload copies of your business documents.
Yes, Payouts can be used only by registered businesses. If you are not yet registered as a business but plan to start soon, you can signup and explore the product in test environment. We can also set up an account with limits on payout volume after understanding your business and future needs.
Yes, you can make payouts to any active savings or current bank account in India. However, NRE and NRO bank accounts are not supported.
Yes, it is possible to send bulk payouts to beneficiaries in India from another country using Global Payouts. The funds can be added by the businesses in USD, EUR and other freely convertible currencies. The purpose of the payment must be known while setting up the account.
An Indian business can also send a payout to other countries. However, there are restrictions around the volume of payments and the purpose of payments. Get in touch with us to learn more.
Yes, it is possible to make payouts even on Sundays and bank holidays.
Transfers to bank accounts happen instantly. Transfers for amounts in excess of ₹2,00,000 are restricted by banking hours and can take longer. Payouts to other modes like Paytm, AmazonPay wallet, cards, UPI ID happen instantly.
Transfers to incorrect account details fail instantly. For certain banks, it may take up to 24 hours to receive a confirmation of failure. To ensure that account details are correct, you can activate Haoda Bank Account Verification and verify the beneficiary account validity and beneficiary name at the bank
Using bulk file uploads or manual transfers requires no technical expertise and is the quickest way to get started. However, if you want to automate the payouts from your product or ERP, APIs should be used. Integrating the API can take a day or two depending on the complexity of integration. Many businesses start by using the bulk file upload or manual transfer option, and gradually automate operations by integrating the API.
Speak to a Haoda specialist at Tollfree: 1800-572-6367